League City, TX Estate Planning Lawyer

Key Takeaways:

• Federal estate tax exemption increased to $13.99 million per person in 2025

• Texas probate can be avoided with proper planning and the right documents

• Simple estate planning provides peace of mind for any family

Let’s be honest—nobody likes thinking about what happens after they’re gone. But here’s the thing: good estate planning isn’t really about death. It’s about making sure the people you love are taken care of and your family doesn’t face unnecessary stress during difficult times.

We’ve seen families struggle without proper planning and the relief that comes when they do have their affairs in order. That’s why we make estate planning simple and stress-free.

You don’t need millions to benefit from estate planning. Whether you’re starting out or have accumulated wealth, everyone needs a basic plan. Plus, 2025 brings changes—the federal estate tax exemption increased to $13.99 million per person and recent legislation made this permanent.

Ready to get started? Contact The Law Office of Michelle E. Murphy today for a free consultation to discuss your League City estate planning needs.

Understanding Estate Planning Basics

Think of estate planning as creating a roadmap for your family. Key documents include:

• Wills tell everyone how you want your property distributed and who should care for minor children. In Texas, without a will, the state decides according to intestate succession laws.
• Trusts help avoid probate and provide privacy. Simple revocable trusts make life easier for loved ones.
• Powers of Attorney allow trusted people to make financial and medical decisions if you can’t.
• Healthcare Directives specify your medical care wishes if you’re unable to communicate.

Texas Probate: What You Need to Know

One concern families have is avoiding probate—the court process of distributing assets after death. In Texas, formal probate is required if the estate exceeds $75,000. The process takes 9-12 months and is public.

Families can avoid probate through joint ownership, beneficiary designations, revocable trusts, and transfer-on-death deeds.

Recent Changes Affecting Your Estate Plan

2025 brought significant changes to estate planning. The federal estate tax exemption is now $13.99 million per person (nearly $28 million for married couples), and this higher exemption has been made permanent by recent legislation.

What does this mean for most families? Simply put, the vast majority of people will never pay federal estate taxes. However, estate planning remains important for avoiding probate, protecting minor children, and ensuring your wishes are followed.

In 2025, individuals can gift up to $19,000 to any number of people without tax consequences, and married couples can gift up to $38,000 per recipient according to the IRS annual gift tax exclusion.

Planning for Different Life Stages

• Young families should focus on naming guardians and life insurance coverage.
• Empty nesters often shift to tax-efficient wealth transfer strategies.
• Business owners need succession planning for business continuity.

Common Mistakes to Avoid

1. Waiting too long is the most common mistake. Estate planning isn’t just for older people—if you have assets or people who depend on you, you need a plan.
2. DIY documents without professional review can create more problems than they solve. Online forms often don’t account for Texas law or your specific situation.
3. Forgetting to update beneficiaries on retirement accounts and life insurance can completely undermine your estate plan. These designations typically override what your will says.

Why Professional Guidance from Our League City Estate Planning Lawyer Matters

While some aspects seem straightforward, the details matter. Texas has specific requirements for valid wills, trusts need proper funding, and powers of attorney must be correctly drafted.

Estate planning isn’t just about documents—it’s about understanding your goals. As your League City estate planning lawyer, Michelle will listen to your concerns and create a plan that fits your life and budget.

Taking the Next Step

The hardest part of estate planning is often just getting started. During our consultation, we’ll talk about your family situation, your assets, and your goals. I’ll explain your options in plain English with no pressure or legal jargon.

Remember, estate planning isn’t a one-time event. Your plan should evolve as your life changes. That’s why building a relationship with our trusted League City estate planning lawyer is valuable.

Don’t put this off any longer. Contact The Law Office of Michelle E. Murphy today for a free consultation. Let’s work together to create a plan that gives you peace of mind and protects your family’s future.